Do You Need an Attorney?
If you have been in an accident, you should get a competent legal opinion regarding your rights. An experienced attorney can evaluate your case and tell you what to expect. The attorney can recommend appropriate medical treatment, negotiate a replacement automobile and repairs, and negotiate a fair and full settlement with the insurance company that takes into account all of your damages, including pain and suffering. And you can find out all this in a free consultation.

What Will This Cost?
Hiring an experienced attorney can actually increase the amount of money you will receive for the accident. Even after the attorney's fee is paid you will have more money in your pocket than if you attempted to represent yourself. An experienced attorney knows what you are entitled to receive as compensation. Having an experienced attorney on your side tells the insurance companies that you are serious about protecting your rights. They know better than to misrepresent their obligations or tell you that you have to take whatever they offer. Peace of mind from knowing your interests are being protected allows you to get back to your life with as few delays as possible.

What is a Contingency Fee?
A contingency fee is the poor man's key to the courthouse. You agree to pay a percentage of the amount your attorney obtains for you in exchange for the legal representation and expertise of the attorney. This fee is paid at the end of the case from the proceeds of the settlement. You do not pay any money from your own pocket to protect your rights. If there is no recovery, there is no fee.

Is a Lawsuit Necessary?
Sometimes a lawsuit is necessary when the insurance company offers an unfair settlement amount. An experienced attorney knows the value of your case and whether the offer from the insurance company is adequate or not. Even if a lawsuit is filed, 99% of our firm's cases are resolved before trial.

Why is Auto Insurance Important?
Liability Insurance provides protection for the person or property that you unintentionally damage when driving your car. California law requires that liability insurance be maintained on all vehicles. Under legislation enacted in 1996 (Proposition 213) an injured driver cannot recover damages for pain and suffering unless liability insurance is in effect at the time of the accident.

Collision Insurance pays for damage to your car regardless of who was at fault.

Comprehensive Insurance pays for fire, theft or vandalism of your car and contents.

Medical Payment Insurance covers medical expenses for you, or any other persons in your car, regardless of fault.

Uninsured Motorist Insurance provides coverage for all damages you would be legally entitled to recover from an uninsured motorist. Because of the high cost of automobile insurance, it is extremely important that all individuals have adequate uninsured motorist coverage.

Underinsured Motorist Insurance provides coverage for all damages you are legally entitled to recover above the insurance limits of another motorist whose liability coverage is less than the amount of your uninsured/underinsured motorist coverage limits.